+353 (1) 403 0700     info@irishhealthinsurance.ie

Comprehensive Solutions For Individual Clients

For Health Insurance, One Size Does Not Fit All

Meet Health Insurance AdvisorWe understand that, one size does not fit all when it comes to meeting the health insurance needs of your family.

With over 300 different plans currently available on the Irish Health Insurance market and four insurers, it can be extremely difficult to ensure you are getting the plan that best suits your individual needs and budget.

We at Irish Health Insurance address the needs of each member of your family to ensure that all your needs are met.

We will review your cover every year at renewal to ensure you are still getting the best benefits available and that your health insurance is keeping up with any changes in the market.

Switching Provider

It is important to remember that there is no break in cover, no new exclusions and no re-serving of waiting periods if you are switching from a comparable plan with your current health insurance provider. Click Here To Switch Provider…

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Talk to us today. Please leave a message on our Contact Us page and we will call or email you back.

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Waiting Periods – Summary Of Major Insurers In Ireland

VHI

Age Outpatient Medical Expenses Day To Day Medical Expenses Inpatient New Condition Inpatient Pre-Existing Condition
Under 50 None None 26 weeks 5 years
50+ None 26 weeks 26 weeks 5 years

Irish Life Health

Age Outpatient Medical Expenses Day To Day Medical Expenses Inpatient New Condition Inpatient Pre-Existing Condition
Under 55 None None 26 weeks 5 years
55+ None 26 weeks 26 weeks 5 years

Laya Healthcare

Age Outpatient Medical Expenses Inpatient New Condition Inpatient Pre-Existing Condition
Age All Groups None 26 weeks 5 years

 

Please visit our Waiting Periods Page for more comprehensive information.

Frequently Asked Questions – For Individuals

What do I need to get covered?

We can organise cover for you straight away over the phone or by having you completing a simple application form. There are no medical questions just some basic details such as names, dates of births, the policy holders PPS number , home address and level of cover selected, it is that simple.

Can I transfer From My Current Insurer? How Does This Work?

We provide you with a letter which you simply forward to your current health insurer instructing the cancelation of your existing policy while we set up your new policy ensuring there is no gap in cover. It is worth noting however that all policies are now annual contracts and as such you may only be able to switch insurer at renewal. There are however certain exceptions.

How Do I Pay My Health Insurance Premium?

You can pay by monthly direct debit, annual credit/debit card or cheque annually.

Will I Be Covered Straight Away, Or Is There A Waiting Period To Serve?

When switching provider, there is no break in cover, no new exclusions and no re-serving of waiting periods if you are switching from a comparable plan with your current health insurance provider.

However if you are taking out health insurance for the first time there will be waiting periods and there may be extended waiting periods applied if you have a pre existing condition at the time of first taking out cover. A member of our team will go through all details with you.