Laya Healthcare will change premiums on the 4 following plans on 1st August 2013:
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Vhi Healthcare will add a benefit on One Plan Complete on 1 July 2013.  A benefit of €20 per year will be added for non-emergency dental visits. An outpatient excess of €250 per year applies to this plan.

This benefit will apply to all new and renewing customers from 1 July 2013

Aviva release 8 new plans in a bid to address the increasing strain on affordability.  The plans could also be seen as an innovative move by Aviva Health to circumvent the government’s proposed plans to charge insurers and patients inflated rates in Public Hospitals.
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Glohealth will discontinue the  Kids Health Package and the Family Health and Leisure Package on the 22 June 2013.  A new package, Family & Kids Health Package will be available from this date.  The package will include contributions towards the following benefits:
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If you are a company about to set off into a tender process in quarter 3 or 4 of 2013, there are many considerations and specifics that your tender may not be taking account of.  There are often also many irrelevancies included, but perhaps we will deal with them in a separate post!

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Today saw the release of a report by Colm McCarthy, commissioned by Aviva Health, on the future of the health insurance market in Ireland. The report made some interesting findings including what the likely effect of  public bed redesignation would have on premiums. While the report was only puplished today, some of the more interesting findings are as follows: read more…

The community rated system of health insurance will be destabilised if current trends in the age composition of enrolment are not reversed, according to a report by the economist, Colm McCarthy commissioned by Aviva Health Insurance Ireland Limited.

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It now appears clear that the State is intent on increasing the cost charged to insurers for private patients in Public Hospitals under new legislation due to take effect from the 1st of July 2013. read more…

Aviva will release Health Plan 09 (€2,413.30 per adult, €924.40 for child 1-3, €96 for child 4 and €904.40 for student 1-3 and €280 for student 4) on 22 April 2013. read more…

It’s no secret that the Vhi and the Department of Health have been at odds over the effectiveness of the new measures brought in under the Health Insurance Amendment Act 2012 to create an effective risk equalization fund.   read more…

http://www.independent.ie/opinion/editorial/health-insurance-isnt-a-bottomless-source-of-revenue-29194299.html

Purpose of Risk Equalisation

• Risk Equalisation (RE) is a process that aims to equitably neutralise differences in insurers’ costs that arise due to variations in the age profile of the insurers
• Involves transfer payments between health insurers to spread some of the claims cost of the high-risk older and less healthy members amongst all the private health insurers in the market in proportion to their market share
• In the absence of an effective risk equalisation system, there is a threat to the existence of a community rated market when significant differences in risk profiles exist between competing insurers. read more…

Premiums will increase by 7-15% on most plans. Essential Plus with Excess and Essential Plus No Excess will decrease by 17% on adult premiums.

• The  Mater Private Cork will be added to all Laya healthcare plans except StudentCare
• Dean Clinics out-patient Mental Health Consultations will be added to all plans except StudentCare

The following rules changes will be applied:

• Laya Healthcare will not cover long term care related to rehabilitation or convalescence.
• Laya healthcare will not cover claims relating to giving birth after 34 weeks (was 28 weeks) when on temporary stays abroad.

These prices and benefit changes will apply to all new and renewing customers from this date

Aviva Health Insurance announced today that it is increasing its premiums by an average of 4% (0% to 6.4%1) on a range of plans effective from 31st March 2013. There is to be no premium increase on many of its plans.

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Friday, February 22^nd, 2013. Laya healthcare today announced plans to increase premiums across a number of its schemes with effect from April 1st.  The increase average is 10.8% and this is necessary due to a number of cost factors in the market, many of which are being driven by current Government policy.

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Vhi Healthcare will offer half price child premiums (€125 per child 1-3) on Nurses Plan Select and Teachers Plan Select from 22 August to 22 September 2012 inclusive. read more…