Budget 2015 Summary

Budget 2015 – Main Points:

read more…

VHI price cuts for children and students come with a catch…or so someone in the Irish Times thinks!

Below is a link to an article which I found on the Irish Times website this evening and one which I felt could not go unchallenged from an industry professional whilst also from an independent standpoint.  read more…

See the final version of the Government’s white paper on Universal Health Insurance here.

 

White-Paper-Final-version-1-April-2014

Has the cost of Health Insurance really gone up that much?

Below is an Annual Subscription from the 22nd of September 1987 from VHI to a customer for Plan B for 2 adults and 2 children. The annual premium for the plan on that date was IRL£395.04. This would traslate to €501.60. read more…

Health Insurer’s Profit & Loss accounts on Health Insurance Business for 2012

VHI: Loss of €7.2 Million

Laya Healthcare: Profit of €5 Million

Aviva Health: Profit of €7.2 Million

GloHealth: Loss of 3.65 Million

Would the threat of higher premiums, the longer you leave it, convince you to puchase Health Insurance today?

 

There have recently be soundings from Government at looking at the idea of charging late entrants into the health insurance market a higher premium rate than those who choose to take out cover at a younger age.  In this article we take a look at why we believe this should be implemented. read more…

How to get the best deal in private health cover

Thousands of households across the country have begun the process of renewing their private health insurance. The market now has over 260 plans with more to come next month. So how to ensure you are getting the best value for your money? read more…

State may owe as much as €60 Million in unclaimed Heath Insurance Tax Relief

The Government may owe as much as €61 million in unclaimed refunds to members of corporate private health insurance schemes. read more…

How does the Cap on Tax Relief for Private Medical Insurance effect you?

Further to the annoucement to cap tax relief to just the first €1,000 for adults and €500 for children, many people have been left trying to figure out how this will effect their premiums, not least of all the insurers themselves who are scrambling to re issue prices to the market.  read more…

Open Letter to the Minister for Finance on Health Insurance Budget Adjustments

Yesterday as we all digested the budget; some areas were proving somewhat indigestible for some of the population. For those holders of Private Medical Insurance and for the 4 insurers (Aviva Health, GloHealth, Laya Healthcare & Vhi Healthcare) who provide their cover, they were all trying to come to terms with one of the measures announced by Minister Noonan during his budget speech. read more…

Effects of Health Insurance (amendment) Act 2012 most visible today

Under the most recent piece of health insurance legislation the notice period that insurers must give the Health Insurance Authority (HIA) 30 days notice on any price or benefit change they make to their suite of plans.  read more…

GloHealth extend 5% discount on Better & Best Plan to October 31st

GloHealth have confirmed that the 5% disocunt applicable to customers who purchase online or with Irish Health Insurance will be extended until the end of October. read more…

Have Aviva Health just rendered Minister Reilly’s proposed bed re-designation charges ineffectual?

On the 2nd of May this year in an article on this site I gave my opinion that the PMI market could not sustain the 50% price increases muted by Vhi on foot of the government’s proposed changes to how they charge insurers and private patients for Public Hospital bed charges.  In the article I surmised that the market would find a way to survive such changes.  As suspected the market reacted to the threat of bed re-designation in the manner we accurately predicted.

read more…

HSF Health Plan to waive new customer waiting periods

HSF Health Plan will waive new condition waiting periods for new customers to the health insurance market from 1 September to 30 November inclusive. This does not include waiting periods for maternity related benefits.

Two years after Vhi, Laya Healthcare introduce Orthopaedic shortfalls on their 2 newest plans.

Laya Healthcare having resisted introducing co-payments on Orthopaedic Procedures for 2 years finally follow suit with the relaese of 2 new plans that see Laya change their view on co-payments.  read more…

GloHealth to extend their discount offer on Better & Best Plan

GloHealth to extend their discount offer on Better & Best Plan to the read more…

Vhi go ‘half price kids’ on 4 plans in a bid to compete with Aviva Health Family Focus Plan

VHI will offer half price children from 22 August to 22 October inclusive on One Plan Family (new plan, €131 per child 1-3), Parents and Kids Excess (€131.38 per child 1-3), Teachers Plan Select (€136.87 per child 1-3) and Nurses Plan Select (€136.87 per child 1-3).
read more…

VHI release 2 new plans, One Plan Family and One Plan 150 on 22nd August 2013

VHI have released One Plan 150 (€865 per adult, €230 for child 1-3 and €320 for students) on 22 August 2013. read more…

GloHealth to extend discount to Best Plan from today

GloHealth are now offering a 5% discount to both Better & Best Plan from today for those buying through online with GloHealth or though ourselves www.IrishHealthInsurance.ie

Offer due to end on the 9th of September.

Vhi Healthcare follow the lead of Aviva Health and introduce their first plan to only cover certain Public Hospitals, HealthPlus Select

VHI will release HealthPlus Select (€1,405 per adult, €378 for child 1-3 and €513 for student 1-3) on 15 August 2013. read more…