Comprehensive Solutions for Individual Clients
We understand that, one size does not fit all when it comes to meeting the health insurance needs of your family. This is just as true, if not more so when providing for you employees.
For companies who have existing cover in place we provide a full audit on your current arrangement and provide a detailed comparison and quote on the most suitable alternatives in the Irish market, free of charge, while always accounting for budget, level of cover and any other specifics that you might require.
With over 200 different plans currently available on the Irish Health Insurance market, it can be extremely difficult to ensure you are getting the plan that best suits your individual needs and budget.
We at Irish Health Insurance address the needs of each member of your family to ensure that all your needs are met.
We will review your cover every year at renewal to ensure you are still getting the best benefits available and that your health insurance is keeping up with any changes in the market.
We will contact you
Frequently Asked Questions - For Individuals
What do I need to do to get covered?We can organise cover for you straight away over the phone or by having you completing a simple application form. There are no medical questions just some basic details such as names, dates of births, the policy holders PPS number , home address and level of cover selected, it is that simple.
How can I transfer from my current insurer?We will provide you with a letter that you send to your current health insurer to cancel your cover.
How can I pay for my health insurance?You can pay by monthly direct debit, annual credit/debit card, and annual cheque.
Will I be covered straight away or is there a waiting period?When switching provider, there is no break in cover, no new exclusions and no re-serving of waiting periods if you are switching from a comparable plan with your current health insurance provider. However If you are taking out health insurance for the first time there will be a waiting period and there may be exclusions applied if you have a pre existing condition. A member of our team will go through all details with you.
|Your age on first taking out Health Insurance||Accident or Injury||New conditions||Pre-exisiting Conditions||Maternity||Day-to-day benefits|
|<55 years||Immediately||26 weeks||5 years||1 year||Immediately|
|55-59 years||Immediately||52 weeks||7 years||1 year||1 year|
|60-64 years||Immediately||52 weeks||10 years||1 year||1 year|
|65+||Immediately||104 weeks||10 years||1 year||2 years|